31 Mar

Estate Planning: Are You Covered?

General

Posted by: Carrie Dragos

When it comes to your personal goals, a review of your finances and estate should be at the top of your list. Proper estate planning can ensure that you have a stress-free year knowing you are covered! Is your will up-to-date? The purpose of a will is to outline your assets and determine how they will […]

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24 Mar

Smart Ways to Cut Your Energy Costs

General

Posted by: Carrie Dragos

In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]

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17 Mar

Expert Tips for Staging Your Home

General

Posted by: Carrie Dragos

Even in a sellers’ market, there are some ways you can improve your chances of increasing the number of offers and selling your home for the best value. Check out these expert tips for staging your home to help make the best first impression possible: Clean and Declutter: Clean, clean, and clean some more! While you […]

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10 Mar

Tips for Entering the Housing Market this Spring

First Time Buyer

Posted by: Carrie Dragos

With the Bank of Canada rate drops, many individuals are looking at the housing market with renewed vigor and an expectation that rates will continue to come down to a more sustainable level. If you are someone who is considering entering the housing market this spring, there are a few things you should keep in […]

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3 Mar

Mortgage Pre-Approval vs. Pre-Qualification

General

Posted by: Carrie Dragos

Looking to buy your first home? Thinking about making a move? Whatever your goals, when it comes to getting a mortgage, there are a few things you can do in advance to make the mortgage process easier! Getting Pre-Qualified: The purpose of mortgage pre-qualification is to help you get a general idea of what you can afford when […]

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24 Feb

What to Know When Renewing Your Mortgage

General

Posted by: Carrie Dragos

Is your mortgage coming up for renewal this year? Do you know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make the most of your renewal! Get a Better Rate: Did you know that when you receive notice that your mortgage is […]

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17 Feb

Small Home Improvements That Make a BIG Impact

General

Posted by: Carrie Dragos

Whether you’re looking to sell your home this year, or just want to make some updates, I have put together six small home improvements that can make a BIG impact on your space! From improving saleability to refreshing your home, here are some simple and affordable ideas to help get you started: Painting: One of the […]

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10 Feb

Tips to Improve Your Credit Score

General

Posted by: Carrie Dragos

One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]

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3 Feb

Amortization Options

General

Posted by: Carrie Dragos

Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (a longer lifetime equals more interest, whereas a […]

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27 Jan

Mortgage Renewal Benefits

General

Posted by: Carrie Dragos

Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make your mortgage renewal work for you as we start to think about the new year. Get a Better Rate Are you aware […]

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