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Posted by: Carrie Dragos
It’s always the right time to set or review your personal goals. Your home and finances are key areas where small, intentional changes can lead to big improvements in security, stability, and quality of life. Here are some ways to help you accomplish your goals. Create a Realistic Home Budget A well-planned budget is essential […]
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Decluttering can bring a sense of calm and order to your space. Here are some practical tips to help get organized: Start Small and Set Achievable Goals: Avoid overwhelm by breaking down the decluttering process into manageable steps. Set realistic goals, such as dedicating just 15 minutes a day to tidying up. Begin with a small […]
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Spring is one of the busiest seasons in the real estate market, with buyers eager to find their dream home before summer. If you’re planning to purchase a home in Spring 2025, now is the time to get your finances in order. Being financially prepared can help you secure a mortgage with favorable terms and […]
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Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage agent, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]
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Despite the Bank of Canada taking steps to reduce interest rates, many Canadians still feel pressure due to the overall cost of living and inflation. This uncertainty can be unnerving for many individuals, but don’t fret! I have some tips and suggestions to help you manage your financial stress and help you to power through […]
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When it comes to your personal goals, a review of your finances and estate should be at the top of your list. Proper estate planning can ensure that you have a stress-free year knowing you are covered! Is your will up-to-date? The purpose of a will is to outline your assets and determine how they will […]
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In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]
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Even in a sellers’ market, there are some ways you can improve your chances of increasing the number of offers and selling your home for the best value. Check out these expert tips for staging your home to help make the best first impression possible: Clean and Declutter: Clean, clean, and clean some more! While you […]
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With the Bank of Canada rate drops, many individuals are looking at the housing market with renewed vigor and an expectation that rates will continue to come down to a more sustainable level. If you are someone who is considering entering the housing market this spring, there are a few things you should keep in […]
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Looking to buy your first home? Thinking about making a move? Whatever your goals, when it comes to getting a mortgage, there are a few things you can do in advance to make the mortgage process easier! Getting Pre-Qualified: The purpose of mortgage pre-qualification is to help you get a general idea of what you can afford when […]
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